Affordability isn’t just about interest rates—it’s about how flexible your loan terms are. Ride Now Auto Finance Canada offers customized repayment schedules, allowing customers to choose a term that fits their budget. Unlike some lenders, they charge no prepayment penalties, enabling early repayment without extra fees. While major banks like TD Auto Finance and RBC offer long-term financing up to 96 months, Ride Now goes the extra mile by tailoring plans to individual credit and financial circumstances. Why It Matters: